When you’re buying your first home, the options can feel overwhelming.
✨ The fully renovated, move-in-ready dream…
🔨 Or the “needs work” fixer-upper with potential and a lower price tag.
So how do you choose?
Let’s break it down.
What’s a Fixer-Upper, Really?
It’s not just an ugly paint job.
A true fixer may need:
- Kitchen or bath renovations
- Roof or HVAC replacements
- Cosmetic upgrades throughout
- Permit work or code compliance
You’ll trade convenience for customization—and potentially, equity.
What’s a Turnkey Home?
A turnkey is exactly what it sounds like:
- Move in with no major work
- Updated finishes
- Modern appliances and systems
It’s convenience up front… but usually, a higher price point.
When to Go Fixer-Upper:
- You want to build equity fast
- You’re handy or have a solid contractor network
- You have vision and patience
- You can live through renovations (or delay moving in)
💡 Citrus Tip: Always budget 15–20% more than expected. Surprises will come.
When to Go Turnkey:
- You want a stress-free move
- You need to use the home right away (job, kids, etc.)
- You’re buying solo or don’t have the time to manage contractors
- You’d rather finance upgrades later with a HELOC
🧠 Remember: A turnkey home might not appreciate faster—you’re just buying time.
Think Like This:
Fixer = Equity Play
Turnkey = Lifestyle Play
Neither is wrong. It’s about your goals, budget, timeline, and risk tolerance.
Final Thought:
Don’t let HGTV fool you—both paths are real work.
But with the right guidance, your first home won’t just be a purchase. It’ll be a power move.
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